Client journey
- 1Initial meeting
- 2Working out your goals
- 3Research and analysis
- 4Financial plan and recommendations
- 5Implementation
- 6Monitor and review
Stage
1
Initial meeting
Your first meeting with us is an opportunity for us to get to know each other a little better. We’ll take this time to understand what matters to you, what you’re concerned about, and what you want to achieve. You will also be able to find out a bit more about us, how we work and what our fees are so that you can come to a decision about whether financial advice is right for you.
We believe it’s very important you have a chance to get to know us and understand how we can add value to your life before you part with any money. For this reason, this meeting is always at the expense of Warwick Financial Solutions.
Stage
2
Working out your goals
If you choose to continue working with us, the purpose of our next meeting together is to establish your short, medium, and long-term goals. Our discussions always start with what you’d like your future to look like, and not your money. It’s far more important to us that we know that at this stage because it will form the basis of all the other work we do for you.
In some cases, clients have a clear idea of what they want their future to look like before they come to us. In other cases, clients are seeking help to establish their aims. Whatever your starting point, at the end of this meeting we will have agreed your targets as well as the likely costs of achieving those goals.
We will also use this meeting to look over your current financial status, taking in your assets, liabilities, expenditure, and income.
At this stage we will agree an initial minimum fee.
Stage
3
Research and analysis
The next stage involves a period of thorough research and analysis. This is the bit where we crunch the numbers. Using the financial information you gave us at the previous stage, we can analyse and build a detailed and accurate picture of where you are now. This then allows us to see how far you are from reaching the future you want for yourself.
Stage
4
Financial plan and recommendations
This is where things get exciting! We will develop a personalised plan for you.
Your financial plan may include a range of paths for you to consider, with options you wanted us to explore alongside others we’ve developed based on what we know you want to achieve. We’ll show you the financial impact of different scenarios and guide you through some of the possibilities available to you. You will, of course, have plenty of time to ask questions before we agree which steps and actions to take next.
Your individual goals remain at the centre of everything.
Stage
5
Implementation
If you wish to move forward with your plan, we will take as much of the administrative burden from you as possible. We’ll ensure that changes to your arrangements are made swiftly, efficiently and professionally. And that you are kept informed of progress at all times.
Stage
6
Monitor and review
Making a plan is, in many ways, only the first step on your path to a secure and happy financial future. Great outcomes need to cultivated over time.
As you make your way towards your goals, you will find us by your side as a trusted partner, providing as much guidance and support as you would like, each step of the way.
Our annual review meetings give you a chance to look at how well things are working for you and the progress of your investments. Together, we will review your arrangements to ensure we’re continuing to maximise all available tax planning and investment management opportunities.
Working closely with you in this way also means you have plenty of opportunities to tell us about any changes in your life or goals that may need to be reflected in your financial plan.
It also allows us to keep you advised on how any changes in legislation will impact your goals and what we can do to improve your outcomes.
Just as importantly, we remain available to answer your questions and help you through any obstacles life places in your way, whenever you need us.
If you have further questions about how we work, we suggest arranging an initial meeting where we can discuss your specific needs and how we may be able to help you.
For information on how we charge, please visit Our Fees page.
What our clients say
Read our client stories
Greg’s approach is very pragmatic and feet on the ground - and it works well. He doesn't blind you with financial lingo
Our team
You can gain confidence and peace of mind by speaking to a professional when you’re facing a big decision or life transition such as retirement. Come and meet our friendly team.
Meet the team
You make life easy for us to enjoy. We don’t have to worry about our finances as you look after our finances in the same way as you look after your own.
A very big thank you to Adam at Warwick Financial Solutions for continued support on a range of financial matters from financial planning to savings and pension advice.
I was able to relax knowing that the queries and complexities of dealing with providers of my pension were being handled for me.
Everything is clearly explained and nothing is too much trouble for this professional and friendly team.
Richard helped me by explaining my options for retirement. He took time to understand my goals and objectives and helped me plan for the future.
I am very happy with the personal approach and understanding of my financial requirements by Greg.
Richard takes the time to understand our objectives, analyse our situation, and explain his findings without being patronising. He is straightforward and highly professional which is why we trust his advice.
July 2020
I have always found your company and your team to be very informative, helpful and well-organised. Following your suggestion to inform HMRC of the change in my investments, I have just received a cheque from them. I am delighted that I took your advice!
Get in touch
Use our message facility to contact us directly and one of our friendly team will answer your enquiry.
